Dividend Calendar 20 January 1996

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All 5 dividends with pay date on 20 January 1996

Security	Ex-Date	Pay Date	Div.%	Amount
Xcel Energy Inc	28/12/1995	20/01/1996	3.10%	$0.28
Insperity Inc	28/12/1995	20/01/1996	6.64%	$0.34
Life Storage Inc	03/01/1996	20/01/1996	0.00%	$0.34
Clearfield Inc	08/01/1996	20/01/1996	0.00%	$0.29
Farmers & Merchants Bancorp Inc	21/12/1995	20/01/1996	3.29%	$0.06