Dividend Calendar 12 January 1997

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All 2 dividends with pay date on 12 January 1997

Security	Ex-Date	Pay Date	Div.%	Amount
The Toro Co	18/12/1996	12/01/1997	1.73%	$0.01
Herzfeld Credit Income Fund, Inc.	27/12/1996	12/01/1997	12.11%	$0.08