Dividend Calendar 20 January 1999

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All 16 dividends with pay date on 20 January 1999

Security	Ex-Date	Pay Date	Div.%	Amount
Xcel Energy Inc	30/12/1998	20/01/1999	3.28%	$0.36
Graincorp Ltd Class A	04/01/1999	20/01/1999	3.81%	A$0.26
Graincorp Ltd Class A	30/12/1998	20/01/1999	3.81%	A$0.12
Exelon Corp	30/12/1998	20/01/1999	3.86%	$0.04
Iberpapel Gestion SA	20/01/1999	20/01/1999	2.69%	€0.09
Clearfield Inc	06/01/1999	20/01/1999	0.00%	$0.31
Insperity Inc	30/12/1998	20/01/1999	3.12%	$0.36
Erie Indemnity Co Class A	04/01/1999	20/01/1999	1.35%	$0.12
Eagle Materials Inc	31/12/1998	20/01/1999	0.39%	$0.05
Citizens & Northern Corp	25/11/1998	20/01/1999	5.89%	$0.22
Wall Financial Corp	21/12/1998	20/01/1999	0.00%	CA$0.05
Community West Bancshares	31/12/1998	20/01/1999	2.54%	$0.04
Deson Development International Holdings Ltd	08/01/1999	20/01/1999	0.00%	HK$0.09
Doyen International Holdings Ltd	11/01/1999	20/01/1999	0.00%	HK$0.03
Tungtex (Holdings) Co Ltd	06/01/1999	20/01/1999	2.76%	HK$0.07
Uni-Select Inc	24/12/1998	20/01/1999	0.00%	CA$0.02

Security

Ex-Date

Pay Date

Div.%

Amount