Dividend Calendar 21 January 2004

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All 11 dividends with pay date on 21 January 2004

Security	Ex-Date	Pay Date	Div.%	Amount
McCormick & Co Inc	29/12/2003	21/01/2004	3.03%	$0.07
Apollo Commercial Real Estate Finance Inc	29/12/2003	21/01/2004	10.03%	$0.51
Redwood Trust Inc	29/12/2003	21/01/2004	12.83%	$0.65
McCormick & Co Inc	29/12/2003	21/01/2004	3.05%	$0.07
Odfjell SE - Class A	29/12/2003	21/01/2004	7.74%	NOK 1.00
National Grid PLC ADR	25/11/2003	21/01/2004	4.11%	$0.67
Odfjell SE Class B	29/12/2003	21/01/2004	8.02%	NOK 1.00
Hingham Institution for Savings	07/01/2004	21/01/2004	0.84%	$0.37
United Security Bancshares	07/01/2004	21/01/2004	4.79%	$0.08
Cathay General Bancorp	08/01/2004	21/01/2004	2.72%	$0.07
Agricultural Land Trust	24/12/2003	21/01/2004	0.00%	A$0.02

Security

Ex-Date

Pay Date

Div.%

Amount