Dividend Calendar 21 January 2004

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All 11 dividends with pay date on 21 January 2004

Security	Ex-Date	Pay Date	Div.%	Amount
McCormick & Co Inc	29/12/2003	21/01/2004	3.98%	$0.07
Apollo Commercial Real Estate Finance Inc	29/12/2003	21/01/2004	14.79%	$0.51
Redwood Trust Inc	29/12/2003	21/01/2004	14.64%	$0.65
McCormick & Co Inc	29/12/2003	21/01/2004	3.92%	$0.07
Odfjell SE - Class A	29/12/2003	21/01/2004	8.23%	NOK 1.00
National Grid PLC ADR	25/11/2003	21/01/2004	3.92%	$0.67
Odfjell SE Class B	29/12/2003	21/01/2004	8.49%	NOK 1.00
Cathay General Bancorp	08/01/2004	21/01/2004	2.44%	$0.07
Hingham Institution for Savings	07/01/2004	21/01/2004	1.15%	$0.37
United Security Bancshares	07/01/2004	21/01/2004	4.64%	$0.08
Agricultural Land Trust	24/12/2003	21/01/2004	0.00%	A$0.02

Security

Ex-Date

Pay Date

Div.%

Amount