Dividend Calendar 10 January 2002

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All 22 dividends with pay date on 10 January 2002

Security	Ex-Date	Pay Date	Div.%	Amount
Altria Group Inc	20/12/2001	10/01/2002	7.37%	$0.58
Pernod Ricard SA	10/01/2002	10/01/2002	4.25%	€0.19
Banco Bilbao Vizcaya Argentaria SA	10/01/2002	10/01/2002	7.48%	€0.08
Naturgy Energy Group SA	10/01/2002	10/01/2002	6.26%	€0.12
The Cigna Group	11/12/2001	10/01/2002	1.73%	$0.11
International Flavors & Fragrances Inc	20/12/2001	10/01/2002	1.79%	$0.15
Solvay SA	10/01/2002	10/01/2002	6.18%	€0.88
West Fraser Timber Co.Ltd	19/12/2001	10/01/2002	1.35%	CA$0.07
Virtus Total Return Fund Inc.	03/01/2002	10/01/2002	10.28%	$0.06
DNP Select Income Fund	27/12/2001	10/01/2002	8.42%	$0.08
Community Financial System Inc	12/12/2001	10/01/2002	2.68%	$0.14
Caledonia Investments PLC	05/12/2001	10/01/2002	2.06%	£0.08
PCM Fund	27/12/2001	10/01/2002	11.93%	$0.32
Banco BBVA Argentina SA	10/01/2002	10/01/2002	11.24%	€0.08
Banner Corp	27/12/2001	10/01/2002	2.62%	$0.98
United-Guardian Inc	21/12/2001	10/01/2002	4.89%	$0.10
Lung Kee (Bermuda) Holdings Ltd	20/12/2001	10/01/2002	9.33%	HK$0.03
Ameris Bancorp	27/12/2001	10/01/2002	0.86%	$0.10
Finward Bancorp	26/12/2001	10/01/2002	1.52%	$0.26
Karrie International Holdings Ltd	27/12/2001	10/01/2002	6.79%	HK$0.13
Nuveen Multi-Market Income Fund	26/12/2001	10/01/2002	5.43%	$0.06
Old Second Bancorp Inc	26/12/2001	10/01/2002	1.29%	$0.08

Security

Ex-Date

Pay Date

Div.%

Amount