Dividend Calendar 10 January 2002

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All 24 dividends with pay date on 10 January 2002

Security	Ex-Date	Pay Date	Div.%	Amount
Altria Group Inc	20/12/2001	10/01/2002	6.88%	$0.58
Pernod Ricard SA	10/01/2002	10/01/2002	5.06%	€0.38
Banco Bilbao Vizcaya Argentaria SA	10/01/2002	10/01/2002	5.34%	€0.08
Naturgy Energy Group SA	10/01/2002	10/01/2002	6.17%	€0.12
The Cigna Group	11/12/2001	10/01/2002	1.95%	$0.11
The Cigna Group	13/12/2001	10/01/2002	1.95%	$0.32
Solvay SA	10/01/2002	10/01/2002	10.03%	€0.88
International Flavors & Fragrances Inc	20/12/2001	10/01/2002	2.07%	$0.15
West Fraser Timber Co.Ltd	19/12/2001	10/01/2002	1.78%	CA$0.07
DNP Select Income Fund	27/12/2001	10/01/2002	8.05%	$0.08
Virtus Total Return Fund Inc.	03/01/2002	10/01/2002	9.78%	$0.06
Community Financial System Inc	12/12/2001	10/01/2002	3.29%	$0.14
Caledonia Investments PLC	05/12/2001	10/01/2002	1.96%	£0.08
PCM Fund	27/12/2001	10/01/2002	12.29%	$0.32
Banco BBVA Argentina SA	10/01/2002	10/01/2002	13.86%	€0.08
Banner Corp	27/12/2001	10/01/2002	3.14%	$0.98
Ameris Bancorp	27/12/2001	10/01/2002	1.32%	$0.10
United-Guardian Inc	21/12/2001	10/01/2002	8.53%	$0.10
Lung Kee (Bermuda) Holdings Ltd	20/12/2001	10/01/2002	0.00%	HK$0.03
Old Second Bancorp Inc	26/12/2001	10/01/2002	1.47%	$0.08
Edaran Bhd	26/12/2001	10/01/2002	3.35%	MYR 0.10
Finward Bancorp	26/12/2001	10/01/2002	1.65%	$0.26
Karrie International Holdings Ltd	27/12/2001	10/01/2002	6.02%	HK$0.13
Nuveen Multi-Market Income Fund	26/12/2001	10/01/2002	5.59%	$0.06

Security

Ex-Date

Pay Date

Div.%

Amount