Dividend Calendar 10 January 2002

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All 24 dividends with pay date on 10 January 2002

Security	Ex-Date	Pay Date	Div.%	Amount
Altria Group Inc	20/12/2001	10/01/2002	7.42%	$0.58
Pernod Ricard SA	10/01/2002	10/01/2002	5.73%	€0.38
Banco Bilbao Vizcaya Argentaria SA	10/01/2002	10/01/2002	4.14%	€0.08
Naturgy Energy Group SA	10/01/2002	10/01/2002	6.62%	€0.12
The Cigna Group	11/12/2001	10/01/2002	2.36%	$0.11
The Cigna Group	13/12/2001	10/01/2002	2.36%	$0.32
Solvay SA	10/01/2002	10/01/2002	11.40%	€0.88
International Flavors & Fragrances Inc	20/12/2001	10/01/2002	2.55%	$0.15
West Fraser Timber Co.Ltd	19/12/2001	10/01/2002	2.15%	CA$0.07
DNP Select Income Fund	27/12/2001	10/01/2002	7.78%	$0.08
Virtus Total Return Fund Inc.	03/01/2002	10/01/2002	9.30%	$0.06
Community Financial System Inc	12/12/2001	10/01/2002	3.34%	$0.14
Banco BBVA Argentina SA	10/01/2002	10/01/2002	15.47%	€0.08
PCM Fund	27/12/2001	10/01/2002	12.37%	$0.32
Caledonia Investments PLC	05/12/2001	10/01/2002	1.92%	£0.01
Banner Corp	27/12/2001	10/01/2002	3.21%	$0.98
United-Guardian Inc	21/12/2001	10/01/2002	9.15%	$0.10
Ameris Bancorp	27/12/2001	10/01/2002	1.09%	$0.10
Lung Kee (Bermuda) Holdings Ltd	20/12/2001	10/01/2002	0.00%	HK$0.03
Old Second Bancorp Inc	26/12/2001	10/01/2002	1.52%	$0.08
Edaran Bhd	26/12/2001	10/01/2002	4.03%	MYR 0.10
Finward Bancorp	26/12/2001	10/01/2002	1.45%	$0.26
Karrie International Holdings Ltd	27/12/2001	10/01/2002	1.98%	HK$0.13
Nuveen Multi-Market Income Fund	26/12/2001	10/01/2002	5.66%	$0.06

Security

Ex-Date

Pay Date

Div.%

Amount