Dividend Calendar 21 October 2002

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All 20 dividends with pay date on 21 October 2002

Security	Ex-Date	Pay Date	Div.%	Amount
Banco Bilbao Vizcaya Argentaria SA ADR	07/10/2002	21/10/2002	7.67%	$0.07
Redwood Trust Inc	26/09/2002	21/10/2002	9.25%	$0.76
BP Prudhoe Bay Royalty Trust	16/10/2002	21/10/2002	24.51%	$0.58
Andersons Inc	27/09/2002	21/10/2002	1.55%	$0.02
Insurance Australia Group Ltd	19/09/2002	21/10/2002	4.39%	A$0.06
Hong Kong and China Gas Co Ltd	08/10/2002	21/10/2002	5.85%	HK$0.03
Origin Energy Ltd	24/09/2002	21/10/2002	5.49%	A$0.02
First Industrial Realty Trust Inc	26/09/2002	21/10/2002	2.76%	$0.68
Lloyds Banking Group PLC ADR	14/08/2002	21/10/2002	5.42%	$0.66
Credit Suisse High Yield Bond	10/10/2002	21/10/2002	9.21%	$0.07
Dime Community Bancshares Inc	26/09/2002	21/10/2002	2.99%	$0.07
Pro Medicus Ltd	30/09/2002	21/10/2002	0.22%	A$0.02
Veris Residential Inc	01/10/2002	21/10/2002	1.30%	$0.63
Hingham Institution for Savings	08/10/2002	21/10/2002	0.87%	$0.17
Citizens & Northern Corp	27/09/2002	21/10/2002	5.43%	$0.13
Grid Battery Metals Inc	18/09/2002	21/10/2002	0.00%	£0.03
Aeon Credit Service (Asia) Co Ltd	09/10/2002	21/10/2002	8.21%	HK$0.05
CF Bankshares Inc	03/10/2002	21/10/2002	0.95%	$2.48
Putprop Ltd	14/10/2002	21/10/2002	4.23%	ZAR 0.30
Tahoe Group Co Ltd Class A	21/10/2002	21/10/2002	0.00%	CN¥0.04

Security

Ex-Date

Pay Date

Div.%

Amount